Kimley-Horn Health and Wellness Benefits

 

 

 

2026 General Overview

 

2026 Plan Documents

Medical  Pharmacy  Dental  Vision 
Carrier: Cigna
 Carrier: Cigna Carrier: Delta Dental Carrier: EyeMed

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Resources

 

 

 

 

 

 

 

 

 

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Orthodontia:

 

Remember, you can still see your Dentist even if they are now considered out-of-network with likely little change in cost. What this means if you use an out-of-network dentist, 100% of reasonable and customary costs are covered as long as your dentist’s fees are no higher than the 90th percentile in your area (deductible and co-insurance still apply for basic and major services). If your dentist’s fees are higher than the 90th percentile, you will be responsible for the difference.

 

 

 

 

Find a Provider:

Make sure you select the Insight Network from the dropdown menu!

 

 

 

 

 

 

 

 

 

 

 

New for 2026

Rula Mental Health

We have teamed up with Rula to provide in-network mental health support. Rula’s booking platform lets you schedule appointments within 3 minutes and meet with a provider via live video as soon as the next day. Visits apply to deductible and co-insurance if you are enrolled on the medical plans. If you are not on the KH medical plans, you can still use Rula to find in-network providers by entering in your insurance information.

PerkSpot Discount Program

We have partnered with PerkSpot to offer their exclusive discount program. PerkSpot is free and gives you access to exclusive discounts and rewards from categories like electronics, travel, home goods, pet insurance, fitness, and health services. More information on this benefit will be shared and posted the Benefits page on KHnet in the coming months.

https://kimley-horn.perkspot.com/ 
Use access code Kimley-Horn to complete your registration.

SmartConnect

SmartConnect (powered by SmartMatch) is a resource designed to help you navigate the world of Medicare with confidence. Whether you’re continuing to work or planning for retirement, SmartConnect puts your specific needs first, matching you with the right education and experienced advisors to help you make the best decision for you. SmartConnect guidance is available to employees and their loved ones (including spouses, parents and friends) at no cost.

How SmartConnect Works:

  • Educate: Understand the details that could impact Medicare enrollment, costs, and coverage. 

  • Connect: Share your health insurance needs and preferences with your SmartConnect team. 

  • Evaluate: Work with a licensed insurance agent to explore plan and carrier options. 

  • Enroll: Enroll in the plan that works best for you with the help of your team. 

  • Support: Receive ongoing assistance including policy reviews and carrier interactions.

To explore the benefits of SmartConnect, visit our dedicated SmartConnect portal or reach out to SmartConnect at 833-380-7982 (Mon-Fri, 7:30 a.m. to 5:00 p.m. CT) to get started.

Helpful Information

98Point6 Primary Care Text-Based Telemedicine Services

98point6 is a mobile app that delivers on-demand primary care via a private, text-based experience. Employees and their dependents age 1+ enrolled in the medical plan have access for $0 per visit.

 

Fertility Benefits

We are excited to partner with Progyny, a leader in fertility benefit solutions, to provide family building benefits through the medical plan.

Progyny has bundled all the individual services, tests, and treatments you may need into a “Smart Cycle”.

Kimley-Horn members have access to 3 Smart Cycles per family.

 

EAP

Employees and their families will continue to have access to confidential counseling, work/life resources, referrals, and webinars through our EAP. The Unum EAP will also offer five free visits with a licensed professional counselor. Services through the Unum EAP begin on January 1, 2025.

Unum Supplemental Medical Plans

We are excited to introduce three new voluntary supplemental medical plans for 2025! Voluntary supplemental medical plans work alongside your health insurance to provide cash benefits in the event of an accidental injury, hospitalization, or serious illness.

In addition to covering these incidents, the plans also offer the Be Well benefit which is $50 for each member who completes a wellness screening. benefits when you or a covered dependent complete an annual wellness screening.
Accident Insurance

Accident insurance pays you directly to help cover out-of-pocket expenses if you experience an accidental injury that requires medical attention.

You can use these funds for co-insurance, deductibles, personal bills—anything not covered by your medical plan. Your family may be a good candidate for this insurance if your child plays organized sports or you enjoy an active outdoor lifestyle.
Critical Illness Insurance 

Critical Illness Insurance pays a benefit directly to you upon diagnosis of a covered health event. Examples of covered health events include cancer, heart attack, stroke, Alzheimer’s, Parkinson’s, ALS, MS and more. Like the accident insurance, you can use this payment for co-insurance, deductibles, personal bills, or any other uncovered expenses.

If you have a family history of one of the covered health events, you may be a good candidate for this coverage.

Rates

Similar to supplemental life insurance, critical illness insurance premiums are dependent on the level of coverage and the age of the employee. Kimley-Horn offers three tiers of coverage – $10,000, $20,000, or $30,000. 

Estimate your premium using our premium calculator linked below.
Hospital Insurance

Hospital Insurance offers a fixed amount for hospital admissions and daily confinement. This includes time spent in the hospital for birth of a baby.

These funds can also be applied to co-insurance, deductibles, personal bills, or any costs not covered by your medical plan. This coverage may be helpful if you are planning to have a baby this year or are planning to have surgery.

 

 

Kimley-Horn Puerto Rico

 

Triple-S 
Medical, Dental and Vision Benefits

 

Machine Readable Files

This link leads to the machine readable files that are made available in response to the federal Transparency in Coverage Rule and includes negotiated service rates and out-of-network allowed amounts between health plans and healthcare providers. The machine-readable files are formatted to allow researchers, regulators, and application developers to more easily access and analyze data.